Humana Insurance Plans: Traditional and Consumer-Driven

To meet employers and employees on their terms, Humana provides a broad spectrum of healthcare insurance plans.

Consumer-driven products like Humana's SmartSuite^® prove that saving money and having a better experience can go hand in hand – for both employers and employees. A multi-year study of healthcare consumers at 155 companies using SmartSuite shows the product yielded tangible results without a significant change in employer and employee cost share. Annual claims trends were in the 5 to 6 percent range and average premium increases were in the single digits. For more details on the study, visit Health Care Consumers: Passive or Active?

Employers whose group healthcare insurance experience is limited to traditional insurance plans may be reluctant to move directly into a consumer-driven insurance plan. As part of our commitment to meeting employers where they are, Humana also provides insurance coverage with Health Maintenance Organization (HMO) or Participating Provider Organization (PPO) plans, as well as several "first-step" consumerism approaches. Even with gradual modifications, employers can manage costs and help employees take charge of their health, care, insurance plan selection, and more. Find more details about Humana's group health insurance plans.